It seems that our perception of individual rights can be misleading, we often feel our rights have been violated when something seems unfair, but these are not the same concept.
One thing I’ve learned is that crashes are an obvious result of excessive leverage: people borrowing money so that they can take foolish risks. Well the stock market and banking sector has seen things unwind, but it’s not finished yet.
The thing I love most about well thought out concepts is how they can be applied across disciplines. Simplicity is as important in finance as it is in software engineering.